What's a Home Warranty and how does it work?
How does it work?
If a home system or appliance breaks down or stops working, you call the home warranty company.
Your home warranty company will call a service provider it has a business arrangement with.
The service provider will call you to make an appointment.
The service provider will fix the problem. If an appliance or system is malfunctioning and can’t be repaired, depending on your contract coverage, your home warranty company will pay to replace and install the appliance.
You will pay a small trade service fee (usually less than $100).
What’s not covered? Check your specific policy, but in general:
Outdoor items such as sprinklers
Faucets
Refrigerators, washers, dryers and garage door openers
Spas and pools, unless specific coverage requested
Permit fees
Haul aways
What can cause denial of a claim?
Improper maintenance
Code violations
Unusual wear and tear
Improper installation
General coverage includes
Air conditioning
Dishwashers
Doorbells
Furnace/heating systems
Water heaters
Ductwork
Garbage disposals
Inside plumbing stoppages
Ceiling fans
Electrical systems
Range and oven
Telephone wiring
Be sure to ask your Realtor to include the Home Warranty and price in your purchase contract.
Contact me today for home warranty referrals!